Giving Despite Your Debt

And do not forget to do good and to share with others, for with such sacrifices God is pleased. (Hebrews 13:16)

As followers of Christ, we are called to be generous with what we have been given. You might be thinking, “I want to be able to give, but I have so much debt that I don’t have the margin to give.” It is true that generosity is hindered by excessive debt. If you want to become the giving person who God wants you to be, you must deal with the issue of excessive debt.
These are four simple steps that will help you address the debt you have. In turn, this will help you practice generosity.

  1. Know your financial condition. Proverbs 24:5 reminds us, The wise prevail through great power, and those who have knowledge muster their strength. In other words, knowledge is power. The more knowledge you have of your financial condition, the better off you will be. I realize it is tempting to avoid looking closely at your finances, for fear of feeling stressed and worried about your money. I encourage you to take the time to look closely at how you are using your money; then start using it more effectively and efficiently.
  1. Confess if necessary. After you have taken a closer look at your finances, I encourage you to understand how you got where you are and determine if your financial circumstances are self-inflicted. Proverbs 11:28 says, Those who trust in their riches will fall, but the righteous will thrive like a green leaf. If you have been trusting in your money more than you are trusting in your Heavenly Father, confess and repent of that sin today. Ask God to help you place your trust in Him first and foremost. 
  1. Plan to put God first. It is vital that you have a plan for handling your money. It is even more important that you place God at the top of that plan. This Proverb tells us, The simple believe anything, but the prudent give thought to their steps. (Proverbs 14:15) The best thing you can do to address your debt is to develop a plan (often called a budget) and place God at the top of that budget. By doing so, you will plan to give to the Lord each month. 
  1. Wait on God. For many people facing excessive debt, they aren’t very good at waiting. They want it right now. Instead of putting yourself in debt, wait on the Lord to provide for you. You could miss out on God’s blessings because you are too quick to take care of yourself. Try waiting on Him to take care of you.  
As you follow these steps, I hope you will be encouraged to give back to God, regardless of your current financial circumstances. Instead of thinking you can’t afford to give, you need to understand that you can’t afford not to give.  

Everything we have is a gift from our Heavenly Father. By being generous toward Him, we are showing Him that we trust Him. We are demonstrating that we honor Him for blessing us.   
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5 Comments


Vicki - July 27th, 2023 at 7:14am

Since I have started tithing, and helping otters, my financial situation has greatly improved. God is faithful.

Mary Gale - July 27th, 2023 at 9:05am

Good morning everybody I have learned this lesson all to well I have been tithing for over two years and I didn't do it last month because I was selfish because I got in over my head but It didn't take long to acknowledge my goof up and Will never put God Second place again Truthfully I have been tithing OFF and ON over the years and I know better than stopping I DO NOT serve and part-time GOD 🙏 GOD DOES NOT need my MONEY-HE NEEDS my OBEDIENCE 🙏10% is so little to ask when I measure What God has done for me Thank YOU JESUS for leading me to Curt Dodd TRUST GOD and SEE what HE CAN DO and Be a Part of The MIRACLE

James W. Howell - July 27th, 2023 at 9:13am

I need YOU Lord to help me be a obedient Giver. Help do your Will Father ABBA.

Betty Jane Laughlin - July 27th, 2023 at 9:20am

I know from experience to give my tithe to God first. I have been giving to others and I keep receiving more. I know it doesn't always work that way but I do know to wait for the Lord

Maribel Rosario - July 27th, 2023 at 11:09am

The more you give to your church and others, the more you will receive from God,

He always wins in generosity, try it and you will see for yourself.

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